Alcohol Rehab: Will My Insurance Cover It?
Alcohol is the most widespread abuse substance. Despite its popularity in recreational drinking, alcohol abuse is the most comment type of addiction. Learn more information below on alcohol rehab and what your insurance will help cover.
What to Expect When Undergoing Alcohol Detox in Rehab Facilities
Alcohol rehab facilities provide the best cure for alcoholism, such as alcohol detox. They also give their patients the tools to maintain the sobriety for long term and recover their lifestyle quality.
Alcohol addiction causes huge harm to your body and brain and could lead to different health problems, such as the following:
increased risk of fetal injury
risk of different types of cancer
as well as post-natal complications when it is taken during pregnancy
At a professional alcohol rehab, you may undergo substance abuse treatment and recover your health and overcome alcoholism. You are also more likely to achieve sobriety and maintain it for longer than those who don’t undergo alcoholism treatment.
Alcohol rehab facilities also provide best treatments for alcoholism and give all the important tools to maintain sobriety and recover your life. In general, it starts in a detox facility which is medically supervised. You can get the prescription medicine to relieve the withdrawal symptoms and ensure safety.
You should also undergo detox with other treatment options like outpatient or inpatient treatment. Many people who are recovering can look for extra support as well as benefits with self-help sessions, such as SMART Recovery or Alcoholics Anonymous. Recovery can be easier with proper support and treatment, however a big part of recovery is knowing that you'll be financially covered.
Using Your Private Insurance For Rehab
Unfortunately, the cost of rehab can be too expensive for many people to pay for out-of-pocket. For those, the best option would be to go to a type of rehab that is covered by insurance. There are several factors that need to be considered when trying to pay for rehab through insurance.
Private Insurance Coverage
Today, more people than ever have insurance coverage outside of work sponsored plans. For those that are wondering how does private insurance pay for rehab, the way that rehab is covered varies based on a number of different factors. One of the biggest variables is the type of plan that you have. Rehab coverage is something that is typically clearly spelled out to policyholders. It will normally cover a percentage of your total cost up to a certain annual cap.
Insurance Through Work
If you are in need of rehab support and want to know how to go to rehab through your work Insurance, the first thing that you need to do is contact your insurance company. While some people may want to tell their employer, you typically will need to go through the insurance company to receive proper coverage. The insurance company should be able to tell you what level of coverage you will have and what your out-of-pocket cost will be.
If you do not have insurance and cannot pay, there could still be other option. Many rehab center offer affordable discounts to those that otherwise would not be able to cover the costs. Websites such as AmericanAddictionCenters.org provide you with multiple tools to find rehab centers near you, as well as a "state funded" treatment guide.